Health - Life - Senior

7810 E. 236th St.
Cicero, IN 46034

Health Insurance

Manage all your health insurance needs in one place

Helpful Health Insurance Links

Perfect for individuals and families looking for Affordable Care Act coverage. Use the links below to get started.

Our Health Insurance Products

National General Insurance Logo

Look at options for your Short Term Health Care needs. Click above to see rates.

Ameritas Health Insurance Logo

See affordable Dental and Vision Insurance options from Ameritas.

Liberty Benefits Logo

Reduce your Prescription and Dental/Vision plan fees by clicking above.

Click on the logo above to see how we can help you with your Dental Insurance needs.

Logo for Spirit Dental & Vision

Dental insurance with no waiting periods from Spirit Dental.
Spirit Dental is not available in WA.

Direct Vision Logo

Get vision insurance with lower costs and discounts on products and services with Direct Vision.
Direct Vision is not available in MD, NY, or WA.

Health Insurance Resources For You Website Link

Resources to help our Senior Citizens and those on Medicare with health insurance is just a click away.

Medicare & You Handbook

Get your official Medicare & You handbook by clicking above.

Health Insurance Marketplace Calculator

Use the calculator to find out if you qualify for financial help with your health insurance.

Health Insurance Services You Can Count On

Senior Health Plans For Cicero Insurance

Established in 2012, Senior Insurance Plans is a respected and dependable Medicare health insurance agency.  Our primary focus is our seniors.  As independent health insurance brokers, we shop over 25 Medicare carriers to find the coverage that meet your needs.  We only represent carriers that are highly rated and in good standing in Indiana. 

 There have been many changes in the insurance and healthcare industry—advances in medicine, longer life spans, skyrocketing healthcare costs, and the birth of a national healthcare program. Our agents and their customers know they can rely on us to continue to grow and adapt to meet their needs, whatever may come next.

We understand the challenges you face when it comes to structuring health benefits for your company or your family.  The process is complex.  You are facing rising premium costs, medical inflation, increased prescription costs and regulatory uncertainty.  We help identify your goals and wrap services, products and plans around those goals. 

About Our Health Insurance Staff

With over 75 years of combined experience in the health insurance industry, Cicero Insurance represents all the major carriers and presents EVERY option to you. By designing the most comprehensive strategies with personalized and committed service, you end up with a tailored protection plan customized to your every need.

Why be lost in the shuffle at a corporate insurer when all the answers you need are right in your back yard? Contact us to see how Cicero Insurance can put your mind at ease.

Fred J. Day

Owner & Agent

Fred has a thorough working knowledge of the insurance industry. Involved in the creation of several corporations himself, he often consults with new and prospective business owners about their insurance needs. He brings an entrepreneur’s perspective into his decision-making process, always keeping the client’s needs in mind. Many years of insurance experience goes into every insurance recommendation.

Fred Day is a member of the National Association of Insurance and Financial Advisers, Director of the Day Foundation, and a member of the Crown Hill Board of Corporates. He is active in his community and local Chambers of Commerce.

Black and white headshot of Owner & Agent, Terri Milbank

Terri Milbank

Owner & Agent

Terri Milbank began her insurance career in 1989 in the small group market arena. She has been working with business owners and individuals to find insurance solutions that meet their needs with an emphasis on long-term relationships as well as excellent customer service.

She is a founding partner of Cicero Insurance Agency and Senior Insurance Plans in August of 2012. Terri continues to serve the group business market and additionally, the individual Medicare market. She is noted for her extensive knowledge of the Medicare system and products.

Terri serves on the Executive Board of the Northern Hamilton County Chamber of Commerce, is a member of other chambers and the NFIB. She is also a member of the Indianapolis Association of Health Underwriters and has served on the board. She keeps very busy with her grandchildren and is active in her church.

Black and White Headshot of Insurance Agent, Jay D Millbank

Jay D. Milbank


Jay D Milbank is a knowledgeable and experienced insurance broker, providing a one-stop shop for all your insurance needs.

With nearly a decade in the industry, Jay D focuses on building long-term relationships with his clients, where he can help navigate the insurance needs of the client as both the client’s needs and the insurance industry change and shift.

From health insurance (group, individual, and Medicare), to dental and vision, to property & casualty (home, auto, boat, etc.), Jay D can tailor products to a client’s specific needs. But he doesn’t stop there. Jay D doesn’t just want his clients to secure the best policies, he also prides himself on client education—desiring to help clients understand their policies, help with claims, and explain the pros and cons associated with various policies. He also annually reviews clients’ policies to ensure the client’s needs are being met or if other plans are more suitable.

And with relationships with numerous carriers, clients are not limited to quotes from just one company. Instead, Jay D can provide clients with several options, specifically tailored to each unique situation.

Jay D has had the opportunity to work with a wide variety of clients, helping all kinds of businesses, individuals, families, and seniors navigate the complex world of insurance, and looks forward to providing you with the same experienced and thorough service.

Jay D has been a lifelong resident of Hamilton County. He and his wife, Courtney, live in Noblesville with their 3 young children and dog. He is an active member and volunteer at Harvest Church. And, of course, an avid Colts fan.

Black and White Headshot of Agent & Office Manager, Nancy Biddinger

Nancy Biddinger

Agent & Office Manager

I started working for Cicero Insurance Agency October 2018, I am the Office Manager for the Agency and a Licensed Agent.

Originally from Marion Indiana, I moved to Florida in 1987 and started a Career in Banking. After 21 years in Banking, I decided to leave the Bank and Volunteer at the Humane Society and got involved in Dog Rescue and Transport. Missing the change of Seasons in my Home State, I decided to move back to Indiana is 2015.

I look forward to meeting Clients and helping them with their Insurance needs.

Black and white headshot of Insurance Agent, PD Willsey

PD Willsey


PD is a third generation, licensed insurance professional with 30 plus years in the business. He started his career spending the first 15 years in a family-owned independent agency on the southside selling a full array of personal insurance products. He then spent the next decade working for an insurance carrier recruiting and training agents to sell the companies’ line of group benefit products. Most recently he worked as a marketing representative for a life insurance wholesale brokerage firm.

His affiliation with Cicero Insurance Agency brings PD full circle in the insurance business with the ability to use my years of experience to help clients with a complete line of insurance needs. Having grown up on the southside, PD now lives in Fishers with his wife, Kim.

Contact A Health Insurance Agent Today

Fax : (317) 606-8233

available from 9 am to 5 pm

Address: 7810 E 236th St

Cicero, IN 46034


Quality Health Insurance

For millions of Americans, ACA looked more like a puzzle with missing pieces then a complete picture. At Cicero Insurance, our hands-on approach has been just the solution that our clients need. No more waiting for long periods of time to get on a website that doesn’t want to work. We make it our mission to educate consumers and counsel each one on their options. Over the years we have put together successful teaching tools and made gathering data for your health insurance needs easy. We look forward to being your #1 insurance resource!

As planners and benefit specialists, it is our goal to find the quality coverage you need at a price that doesn’t break the bank. Our agents focus on overall holistic solutions for our client’s varied needs. We know your financial future is important to you! That makes it important to us as well. However, attention to it is often #11 on the Top-10 Things To-Do list. Our clients not only have financial peace of mind, they also have concrete steps to ensure that their “Life Story” plays out as they hope.

 The world of insurance is confusing! Let us put the pieces together for you, so you can focus on what’s most important to you!